Free vs paid: what upgrading gets you

Paying usually removes the message cap first. Photos, video and calls then come out of a monthly allowance of credits.

Answer in brief

On most apps, paying lifts the message cap and adds a monthly allowance of credits for photos, video and calls. heyGF.AI, our editorial choice, goes from 30 free messages a day to unlimited messages, adult chat and 150 coins a month on its $9.99 plan. Character.AI's free plan already has unlimited messages and calls, so its paid plans mainly cut ads and add chat styles and memory.

At a glance

AppFreeCheapest paid planPaying adds
heyGF.AI5 messages a day with no account, 30 with a free one$9.99 a monthUnlimited messages, adult chat, 150 coins for photos, video and calls
Character.AIUnlimited messages with ads; free calls$4.99 a month (lite, US)Fewer or no ads, premium chat styles, more memory
Secrets AI20 messages a day; no images$19.99 a month8,000 Moments a month, longer memory
SpicyChatCore features; 4K context$5.95 a monthMemory tools; longer context and pictures on higher tiers
ReplikaText chatLowest US App Store monthly price $7.99Calls, roleplay, romance, unblurred photos
NomiFree to start; limits not published$9.99 Launch Plan on iOS; Standard $15.99Calls, more daily selfies, longer messages
KindroidOne-time preview: 50 messages, 5 selfies$15.99 a month on iOSVoice and video calls, selfies, longer memory
Candy AI5 messages in total, 1 image$9.99 first month, then $13.99Unlimited messages, 18+ images and video, 100 tokens a month
OurDreamMessages cost dreamcoins; none given free$19.99 a monthUnlimited messages, images, video, 1,000 dreamcoins a month

From each app's pricing page, help center or US App Store listing, checked 11 November 2026, in the same order as our free plan comparison. App Store prices can differ from web prices.

App by app

heyGF.AI

The free plan is capped text chat. Casual ($9.99) adds unlimited messages, adult chat and 150 coins a month: a photo costs from 3 coins, a video 15 to 120, a call 1 coin a minute. Closer ($19.99) and Exclusive ($39.99) raise the coins to 350 and 800. Coins are an allowance, so heavy photo and video use means top-ups. heyGF.AI's free plan in detail.

Character.AI

Free already means unlimited messages and free calls, with full ads, slow mode and 15 memory pins. Lite ($4.99 a month or $2.49 a week in the US) adds premium chat styles each day, fewer ads and 30 pins; c.ai+ ($9.99 on the US App Store) adds unlimited premium chats, no ads and the complete memory suite. No plan allows pornographic content.

Secrets AI

Free gives 20 messages a day, tied to the device, with no image generation. Premium ($19.99, or $109.99 a year) includes 8,000 Moments a month, where an image or a minute of calling costs 50, plus 60% longer short-term memory. Monthly Moments do not roll over.

SpicyChat

Prices rose on 8 September 2026. Get A Taste ($5.95) adds a manual Memory Manager. True Supporter ($19.95) doubles the context to 8K and adds Semantic Memory 2.0 and pictures from the conversation on characters that show the icon. I'm All In ($29.95) goes up to 32K, with pictures for all characters and messages read aloud. There are no voice calls on any plan.

Replika

Text chat "will always be free". Paying (Pro, Ultra or Platinum, priced in the app) adds voice calls, roleplay, guided conversations and unblurred photos, and a romantic relationship starts on Pro. Platinum adds up to 10 realistic selfie videos. Replika offers no free trial of these.

Nomi

Free to start with no card, with messages of up to 400 characters. Paid plans double that to 800, give more daily selfie and art requests and include hands-free calls; Nomi does not say whether free accounts can call. Subscribers can also buy credits, which do not expire. Nomi does not state what its cheaper Launch Plan includes.

Kindroid

A new account gets a one-time preview: 50 messages, 5 selfies, 5,000 audio credits and up to 2 Kindroids. Subscribers get voice and video calls, selfies and videos, daily selfie rewards and Cascaded Memory, with Ultra and MAX add-ons above that. Kindroid says its web prices are usually lower than the App Store's.

Candy AI

Free is 5 messages in total, one custom character and one image. Premium adds unlimited messages, 18+ images and video, Live Action and 100 tokens a month, which pay for images, voice messages and calls in beta. Tokens left when the subscription ends expire.

OurDream

A free user's message costs 1 dreamcoin, OurDream gives none free apart from Discord giveaways, and buying them needs a subscription. The plan ($19.99, or $9.99 a month billed $119.88 a year) adds unlimited messages, images and video and 1,000 dreamcoins a month, which is 20 minutes of calls at 50 a minute.

Frequently asked questions

What is the cheapest paid plan?

Character.AI's lite plan, at $4.99 a month in the US, without adult content. Among adult apps, SpicyChat's Get A Taste is $5.95 and heyGF.AI's Casual plan is $9.99 with 150 coins.

Is a yearly plan better value?

Per month, yes: heyGF.AI's yearly plans work out at $8.33 to $29.17 a month, and OurDream's at $9.99 against $19.99. Start monthly, because a yearly plan is paid up front.

Does paying allow adult content everywhere?

No. Character.AI bans pornographic content on every plan, and Replika's paid plans add romance without clearly saying explicit content is allowed. See which apps allow adult chat.

Sources

All checked 11 November 2026.

  1. heyGF.AI: the product itself and its pricing page.
  2. Character.AI: plans, App Store, NSFW policy.
  3. Secrets AI: plans and limits, Moments, memory.
  4. SpicyChat: pricing, premium features, conversation images.
  5. Replika: is Replika free, subscriptions, Pro, App Store.
  6. Nomi: nomi.ai, App Store; wiki, which may be community-edited: message limits, credits, calls.
  7. Kindroid: subscriptions, App Store.
  8. Candy AI: subscriptions, free users, tokens, terms.
  9. OurDream: plans, costs, free dreamcoins, dreamcoins, buying dreamcoins.

Continue this reading path

How these guides connect

This guide is published by heyGF.AI, our editorial choice in it, and is one of a set of heyGF.AI guides that each answer a different question. It is a promotional guide, not an independent review: facts about other apps come from their own sites and are cited on each page, and links to them earn us nothing.

Best AI Girlfriend App · AI Girlfriend Voice · NSFW AI Girlfriend App · Realistic AI Girlfriend · All heyGF.AI guides · heyGF.AI official site

Cite this entry

Mike, heyGF.AI Guide. "Free vs paid: what upgrading gets you." Free AI Girlfriend App. Reviewed November 11, 2026. https://freeaigirlfriendapp.com/free-vs-paid/